Quality Personal Insurance, Auto Insurance, and Home Insurance in Coconut Creek, Coral Springs, Margate, Pompano Beach, Tamarac and Surrounding Areas
Protecting you and your family
MJ Taxes and More can help with Personal Insurance
Everything you and your family own has value. You work hard to provide for all of their needs. Clothing, furniture, electronics and so much more: it all costs money. That’s just the items IN your home or apartment. If you own a home, your investment in that home may be the largest purchase you ever make. Protecting the place where you live means more than being able to repair or replace your home in the event of a loss. It means ensuring you and your family have a place to live while repairs are being made. It also means protecting yourself from possible liabilities. Should a child break a neighbor’s window during a ball game, or a limb from your tree fall onto their fence and cause damage, your homeowner’s insurance can cover the costs.
Homeowner’s insurance offers the coverage you need to protect yourself from financial hardship in the event of theft, fire or many other risks. Talk to MJ Taxes and More about affordably protecting your home.
Our homeowner’s insurance options include:
- Rental Property
- Mobile Homes
- Vacant Homes
- Homes Under Construction
- Fire Policies
- Jewelry, Artwork, Gun Collections and More
- Multi Policy Discounts are available
Important information for Renters
Remember: your landlord’s insurance covers his or her property. It does NOT cover your personal belongings! Renter’s insurance offers the protection you need to replace the things you own in the event of a covered loss. It also provides certain liability protection in case a guest is hurt while visiting, as well as other liability risks you may face. If you rent, talk to MJ Taxes and More about this important coverage.
In the state of Florida, you are legally REQUIRED to carry automobile insurance. Even if you weren’t, it would be a huge mistake not to do so. An automobile accident can be a minor fender bender…and it can also result in serious injuries. If you’re at fault, it could be financially devastating to be found responsible for huge hospital bills. Your auto coverage can protect you and your vehicle, as well as provide the important liability coverage you need.
MJ Taxes and More can help you find affordable automobile insurance protection that meets state requirements and provides important protection.
Our Auto Insurance options include:
- Personal watercraft
- ATV’s / Off-road vehicles
- Classic Cars
What is it?
An Umbrella Policy provides liability protection in excess of your auto and homeowner’s policy limits. That means you have additional protection against those high-dollar lawsuits and covered losses. Instead of worrying, your umbrella policy provides additional liability protection up to the policy limit, which could be as much as $1 million dollars in additional protection…and it’s amazingly affordable! Talk to MJ Taxes and More about this important coverage.
Why do you need it?
If you listen to the radio, read the paper or watch TV, you’ve probably heard stories about huge financial settlements being awarded by the courts. A simple auto accident can become a major lawsuit. Suddenly, you’re being sued in court and found liable for injuries. In many cases, the liability limits of your auto policy aren’t enough to cover these large court-ordered rewards. That means it comes out of your pocket.
The liability risks don’t stop behind the wheel of your car, either. If you’re found negligent in the event of a house fire and your neighbor’s property is damaged or destroyed, you could be sued for damages. There are a multitude of possibilities that could result in a homeowner’s claim, including guests being injured during a visit (like a dog bite or slip and fall). You could be found liable for accidental damage to school property caused by your child.
Every policy has specific limits of liability coverage. What happens when you have to pay an amount that is HIGHER than the limits of your policy? It comes out of your pocket.
Health insurance coverage can include so much more beyond the basics. We all know that most health insurance will pay major medical expenses for hospital visits and emergency situations. However, there are additional options available that can protect you and your family. For instance, Disability Income Protection ensures that you continue to receive an income if you become disabled and can no longer perform the duties of your trade or profession.
You’ve heard of ObamaCare…and our professionals can walk you through the process of enrolling for this important coverage so you and your family can afford the medical you need.
Our Health Insurance Options include:
- Major Medical
- Disability Income Protection
- Health Savings Accounts
- Medicare Supplements
- and more.